Health & Travel Insurance

All our students (either non-EU or EU) must hold valid insurance covering risks related to health, accidents, death, permanent invalidity, and civil responsibility (including travel assistance) while they are outside their home country.

An insurance card will also be necessary to apply for a residence permit.

↘ Erasmus Mundus (EMJM) InterMaths students (either scholarship holders or not)

Before their arrival, they will receive free of charge an insurance card covering risks related to health, accidents, death, permanent invalidity, and civil responsibility, as per the minimum requirements set out by EACEA

↘ Other students (enrolled in the RealMaths or MathMods programs).

• Non-European students must ensure they hold valid insurance to obtain a visa, a residence permit, and enrolment at university. Requirements may vary a lot from country to country, even within the Schengen area. Generally speaking, such insurance must offer coverage of medical costs for a minimum of 30,000 EUR, as well as risks related to health, accidents, permanent invalidity, urgent health attention and/or emergency hospital treatment or even death, including possible repatriation for medical reasons.

• EU students, on the other hand, won't need to purchase any additional private insurance if they don't think they need one, as long as they hold a valid European Health Insurance Card (EHIC).

Though you may get an Italian residence permit even by providing cheap insurance coverage, we encourage everybody to ensure that the insurance you are about to purchase is as comprehensive as possible.

Note that some of the options listed below, though officially valid throughout the Schengen area, may not be sufficient to obtain a visa/permit when you are going to spend a semester in another country, in Germany or Austria, for instance. Always double-check before completing your purchase for a whole year or more, and contact the related staff at our partners in advance, because in other countries than Italy, they might require that you purchase a more comprehensive one and/or even public health insurance to obtain a visa/permit and even to seek enrolment at their university.

All the below-listed companies offer insurance that complies with the minimum requirements to obtain an Italian study visa and residence permit. Though they are all officially valid within the Schengen area, they might not be enough to obtain a visa/residence/enrolment in other countries than Italy.

• AON 

• Expat & Co

• Protrip-World by DrWalter

• Waitaly. This is the cheapest option (direct link) in Italy. However, note that it is not EACEA compliant (thus, not valid for Erasmus Mundus programs), but it is still valid to obtain a study visa and an Italian residence permit to attend other programmes, like RealMaths, for instance.

During your study period in Italy, you may also consider registering with the Italian National Health Service ("SSN" is the Italian acronym). That will entitle you to

• Have your general practitioner (GP), aka family doctor, whom you may contact and visit free of charge when needed,

• Gain access to all National Health Service (SSN) services in Italy, just like Italian citizens, e.g. hospitalisation in public hospitals, specialists' medical visits, blood tests, x-rays, medicines, etc, at a discounted price (a so-called "ticket" is usually applied for medicines, visits, depending on the case).

However, note that registration currently costs 700 EUR per calendar year (that means, if you pay in September on your arrival, it will expire on December 31, and you will have to register again on January 1 for the rest of the year, Dec. 31). That is why we usually recommend student purchase valid, comprehensive private insurance and opt for registration with the National Health System only if they need to visit doctors and specialists regularly (accidents or sudden illnesses can usually be handled by a good insurer).